IT'S TIME TO FIX YOUR FINANCES!   In these tough economic time, it's more important than ever to slash your debt, save more money, and become financially secure. Regardless of your situation, you can get on the road to financial freedom - any you can do it yourself in the next 30 days! Wouldn't you like to be free from financial worries? And don't you want to rest at night knowing your bills are paid? You can have peace of mind when it comes to money matters. It all starts by eliminating excessive debt, and using time-tested strategies to save your hard earned cash. Zero Debt teaches you the exact strategies the author used to pay off $100,000 worth of credit card bills in just three years - without ever missing a single payment. If she can do it, so can you! In this revised and updated version of Zero Debt, you'll discover, How to get annoying creditors off your back Insider secrets to negotiating with credit card companies Sure fire methods to stop late fees and eliminate over-the-limit charges Your legal rights - and what bill collectors can and cannot do under the law The best strategies to clean up your credit report or fix errors in your credit file Useful advice on how to reduce your auto loans, student loans and mortgage debt Recommendations for reputable debt management firms and credit counselors How "shopaholics" and others can get their spending under control Zero Debt also helps you put a financial fortress around yourself - offering tips on budgeting, the importance of having insurance, low-cost methods for creating an updated will, creative ways to instantly put dollars back in your pocket, and more. If you want to be debt-free and achieve financial freedom, you need an action plan. This book is your step-by-step plan. It's simple. It's easy to understand. And it works. - from Amzon